Privacy Policy

FACTS

WHAT DOES OLD EXCHANGE NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and income, account balances and payment history, transaction history and credit history. When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Old Exchange National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Old Exchange National Bank share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 618-243-5234 or go to www.oenbokawville.com

Who we are
Who is providing this notice?	Old Exchange National Bank
What we do?
How does Old Exchange National Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Old Exchange National Bank collect my personal information?	We collect your personal information, for example, when you: Open an account or deposit money, Apply for a loan or use your debit card. Show your driver's license. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness, affiliates from using your information to market to you, sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. (Old Exchange National Bank has no affiliates)
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. (Old National Exchange Bank does not share with nonaffiliates so they can market to you)
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. (Old Exchange National Bank doesn't jointly market)
Other important information
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).