Deposit Products

• ATM and Debit Card Access
• $25.00 minimum required to open an account
• Unlimited check writing
• Imaged or E Statements provided monthly
• Maintain a daily balance of $300.00 to avoid a monthly service charge of $7.00
• Free Checking for full-time students, senior citizens age 62 and over, and not-for-profit organizations.

• ATM and Debit Card Access
• Interest Bearing Account
• Interest paid monthly
• Open with only $1,000.00
• Maintain a daily balance of $1,000.00 –or– An average daily balance of $2,000.00 to avoid a monthly service charge of $7.00
• Unlimited check writing
• Imaged or E Statements provided monthly

• ATM and Debit Card Access
• Interest Bearing Account
• Interest paid monthly
• Open with only $2,500.00
• Maintain a daily minimum balance of $2,500.00 to avoid monthly service charge of $10.00
• Limits on the number of transactions allowed per month
• Imaged or E Statements provided monthly

• ATM Access to Savings (must also have Checking Account tied to Debit Card)
• Interest Bearing Account
• $25.00 minimum required to open account
• No minimum required if under age 17
• No monthly service fee
• Ten free withdrawals per quarter ($5.00 per withdrawal thereafter)
• Interest compounded each quarter

• Interest Bearing Account
• Weekly deposit of customer’s choice
• Length of club is 50 weeks
• Receive a check for the interest and balance on the account at the end of the 50 weeks

The Old Exchange National Bank offers a full range of rates and maturities for Certificate of Deposits. The interest rate of your CD is fixed for the term you selected and interest can be credited to your CD, another deposit account, or paid by check*. To access a list of the terms and rates click here.

*If you withdraw a portion of the principal before the maturity date, an early withdrawal penalty will be charged ONLY on the portion withdrawn. You have 10 calendar days after the maturity date to withdraw funds without penalty, otherwise the CD will automatically renew. If you choose to redeem the CD during the 10 day grace period, you will not be paid interest from the maturity date to the date of redemption.

Our IRA plans offer tax-deferred earnings and retirement security. They present a great opportunity to multiply your assets over the years. We will be glad to help you choose the method that best suits your needs. A variety of short and long term maturities are available through any of our Certificates of Deposit. The Old Exchange National Bank offers Traditional, Roth and Education IRA’s.