Certificate of Deposit*
Certificate Term | Minimum Balance To Obtain APY | Interest Rate | Annual Percentage Yield |
7-31 Day | $5,000 | .00% | .00% |
91 Day | $2,500 | .05% | .05% |
182 Day | $2,500 | .20% | .20% |
12 Month | $1,000 | .30% | .30% |
18 Month | $1,000 | .35% | .35% |
24 Month | $1,000 | .40% | .40% |
30 Month | $1,000 | .45% | .45% |
48 Month | $1,000 | .60% | .60% |
60 Month | $1,000 | .80% | .80% |
DDA Accounts | Minimum Balance To Avoid Service Charge | Interest Rate | Annual Percentage Yield |
NOW Account | $1,000 -or- Average of $2,000 | .10% | .10% |
Money Market Account | $2,500 | .20% | .20% |
Passbook Savings | N/A | .15% | .15% |