|
Deposit Rates
Certificate of Deposit* Deposit Accounts
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Annual Percentage Yields And Interest Rates Are Effective: February 7, 2012 - February 13, 2012
For current rate information call (618) 243-5234.
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|
Certificate Term
|
Minimum
Balance
To Obtain APY
|
Interest
Rate
|
Annual Percentage Yield
|
| 7-31 Day |
$5000 |
.10% |
.10% |
| 91 Day |
$2500 |
.10% |
.10% |
| 182 Day |
$2500 |
.45% |
.45% |
| 9 Month |
$1000 |
.45% |
.45% |
| 12 Month |
$500 |
.55% |
.55% |
| 15 Month |
$1000 |
.55% |
.55% |
| 21 Month |
$1000 |
.65% |
.65% |
| 24 Month |
$1000 |
.80% |
.80% |
| 30 Month |
$500 |
.95% |
.95% |
| 48 Month |
$500 |
1.50% |
1.50% |
| 60 Month |
$500 |
2.00% |
2.01% |
| 18 Month IRA Var |
$500 |
.70% |
.70% |
|
*Substantial penalty for early withdrawal |
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|
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DDA Accounts
|
Minimum
Balance
To Avoid Service Charge
|
Interest
Rate
|
Annual Percentage
Yield
|
| NOW Account |
$1,000 -or- Average of $2,000 |
.15% |
.15% |
| Money Market Account |
$2,500 |
0.45% |
0.45% |
| Passbook Savings |
N/A |
0.35% |
0.35% |
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