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Deposit Rates
Certificate of Deposit* Deposit Accounts
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Annual Percentage Yields And Interest Rates Are Effective:
Nov 18, 2008 - Nov 24, 2008
For current rate information call (618) 243-5234.
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Certificate Term
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Minimum
Balance
To Obtain APY
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Interest
Rate
|
Annual Percentage Yield
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| 7-31 Day |
$5000 |
1.00% |
1.00% |
| 91 Day |
$2500 |
1.50% |
1.51% |
| 182 Day |
$2500 |
2.65% |
2.67% |
| 9 Month |
$1000 |
2.75% |
2.78% |
| 12 Month |
$500 |
3.00% |
3.02% |
| 15 Month |
$1000 |
3.25% |
3.29% |
| 18 Month |
$500 |
2.85% |
2.87% |
| 24 Month |
$1000 |
2.95% |
2.97% |
| 30 Month |
$500 |
3.00% |
3.02% |
| 48 Month |
$500 |
3.50% |
3.53% |
| 60 Month |
$500 |
4.00% |
4.04% |
| 18 Month IRA Var |
$500 |
2.90% |
2.93% |
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*Substantial penalty for early withdrawal |
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DDA Accounts
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Minimum
Balance
To Avoid Service Charge
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Interest
Rate
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Annual Percentage
Yield
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| NOW Account |
$1,000 -or- Average of $2,000 |
.75% |
.75% |
| Money Market Account |
$2,500 |
1.75% |
1.76% |
| Passbook Savings |
N/A |
1.25% |
1.26% |
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