FDIC


Deposit Rates


Certificate of Deposit*  Deposit Accounts

Annual Percentage Yields And Interest Rates Are Effective:
July 28, 2015 -August 3, 2015
For current rate information call (618) 243-5234.
Certificate Term
Minimum Balance
To Obtain APY
Interest Rate
Annual Percentage Yield
7-31 Day $5000 .05% .05%
91 Day $2500 .05% .05%
182 Day $2500 .25% .25%
9 Month $1000 .25% .25%
12 Month $500 .35% .35%
15 Month $1000 .35% .35%
21 Month $1000 .35% .35%
24 Month $1000 .45% .45%
30 Month $500 .50% .50%
48 Month $500 1.15% 1.15%
60 Month $500 1.85% 1.86%
18 Month IRA Var $500 .50% .50%
*Substantial penalty for early withdrawal

DDA Accounts
Minimum
Balance
To Avoid Service Charge
Interest
Rate
Annual Percentage
Yield
NOW Account $1,000 -or- Average of $2,000 .10% .10%
Money Market Account $2,500 0.20% 0.20%
Passbook Savings N/A 0.15% 0.15%


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