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Deposit Rates

Certificate of Deposit* Deposit Accounts
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Annual Percentage Yields And Interest Rates Are Effective: August 31, 2010 - September 7, 2010
For current rate information call (618) 243-5234.
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Certificate Term
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Minimum
Balance To Obtain APY
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Interest
Rate
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Annual Percentage Yield
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| 7-31 Day |
$5000 |
.40% |
.40% |
| 91 Day |
$2500 |
.50% |
.50% |
| 182 Day |
$2500 |
1.05% |
1.05% |
| 9 Month |
$1000 |
1.05% |
1.05% |
| 12 Month |
$500 |
1.15% |
1.15% |
| 15 Month |
$1000 |
1.15% |
1.15% |
| 21 Month |
$1000 |
1.35% |
1.36% |
| 24 Month |
$1000 |
1.55% |
1.55% |
| 30 Month |
$500 |
1.85% |
1.86% |
| 48 Month |
$500 |
2.50% |
2.51% |
| 60 Month |
$500 |
2.85% |
2.87% |
| 18 Month IRA Var |
$500 |
1.30% |
1.31% |
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*Substantial penalty for early withdrawal |
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DDA Accounts
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Minimum
Balance To Avoid Service Charge
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Interest
Rate
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Annual Percentage Yield
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| NOW Account |
$1,000 -or- Average of $2,000 |
.40% |
.40% |
| Money Market Account |
$2,500 |
1.00% |
1.00% |
| Passbook Savings |
N/A |
0.85% |
0.85% |
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