


|
Deposit Rates

Certificate of Deposit* Deposit Accounts
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Annual Percentage Yields And Interest Rates Are Effective:May 21, 2013 - May 28, 2013
For current rate information call (618) 243-5234.
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Certificate Term
|
Minimum
Balance To Obtain APY
|
Interest
Rate
|
Annual Percentage Yield
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| 7-31 Day |
$5000 |
.05% |
.05% |
| 91 Day |
$2500 |
.05% |
.05% |
| 182 Day |
$2500 |
.30% |
.30% |
| 9 Month |
$1000 |
.30% |
.30% |
| 12 Month |
$500 |
.35% |
.35% |
| 15 Month |
$1000 |
.35% |
.35% |
| 21 Month |
$1000 |
.40% |
.40% |
| 24 Month |
$1000 |
.55% |
.55% |
| 30 Month |
$500 |
.60% |
.60% |
| 48 Month |
$500 |
1.15% |
1.15% |
| 60 Month |
$500 |
1.65% |
1.66% |
| 18 Month IRA Var |
$500 |
.55% |
.55% |
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*Substantial penalty for early withdrawal |
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DDA Accounts
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Minimum
Balance To Avoid Service Charge
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Interest
Rate
|
Annual Percentage Yield
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| NOW Account |
$1,000 -or- Average of $2,000 |
.10% |
.10% |
| Money Market Account |
$2,500 |
0.30% |
0.30% |
| Passbook Savings |
N/A |
0.20% |
0.20% |
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