FDIC


Deposit Products


Regular Checking Savings Account
NOW Account Christmas Club Account
Money Market Account Certificate of Deposit
IRA's
Regular Checking
 • ATM and Debit Card Access
 • $25.00 minimum required to open an account
 • Unlimited check writing
 • Imaged statements provided monthly
 • Maintain a daily balance of $300.00 to avoid a monthly service charge of $7.00
 • Free Checking for full-time students, senior citizens age 62 and over, and not-for-profit organizations.
NOW Account
 • ATM and Debit Card Access
 • Interest Bearing Account
 • Open with only $1,000.00
 • Maintain a daily balance of $1,000.00 –or– An average daily balance of $2,000.00 to avoid a monthly service charge
 • Unlimited check writing
 • Imaged statements provided monthly
Money Market Deposit Account
 • ATM and Debit Card Access
 • Interest Bearing Account
 • Open with only $2,500.00
 • Maintain a daily minimum balance of $2,500.00 to avoid monthly service charge
 • Limits on the number of transactions allowed per month
 • Imaged statements provided monthly
Passbook Savings Account
 • ATM Access to Savings when tied to Checking
 • Interest Bearing Account
 • $25.00 minimum required to open account
 • No minimum required if under age 17
 • No monthly service fee
 • Ten free withdrawals per quarter
 • Interest compounded each quarter
Christmas Club
 • Interest Bearing Account
 • Variety of clubs ranging from $1.00 a week to $20.00 a week
 • Length of club is 50 weeks
 • Receive a check for the interest and balance on the account at the end of the 50 weeks
Certificates of Deposits
The Old Exchange National Bank offers a full range of rates and maturities for Certificate of Deposits. The interest rate of your CD is fixed for the term you selected and can be credited to your CD, another deposit account, or be paid by check. To access a list of the terms and rates click here.
Individual Retirement Accounts
Our IRA plans offer tax-deferred earnings and retirement security. They present a great opportunity to multiply your assets over the years. We will be glad to help you choose the method that best suits your needs. A variety of short and long term maturities are available through any of our Certificates of Deposit. The Old Exchange National Bank offers Traditional, Roth and Education IRA's.

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